See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL FINANCIAL CORPORATION RPCP Service code 15 · EIN 95-2834236 | Recordkeeping | $11,828 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $9,747 |
ADP BROKER-DEALER9+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,205 | $49,693-47.3% | $70,515-62.8% | $74,419-64.8% |
| Participation rate | 35.3% | 64.7%-29.4pp | 68.3%-33.1pp | 70.7%-35.5pp |
| Annual return | 11.87% | 21.22%-9.3pp | 32.77%-20.9pp | 34.38%-22.5pp |
| Employer contribution / active EE | $1,093 | $1,773-38.4% | $2,973-63.2% | $2,637-58.6% |
| Participant deferral / active EE | $1,933 | $3,376-42.7% | $4,567-57.7% | $4,528-57.3% |
| Admin fee / account holder | $100 | $316-68.4% | $6,412-98.4% | $348-71.3% |