Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,542 | $77,638-46.5% | $156,551-73.5% | $62,881-33.9% |
| Participation rate | 38.8% | 71.2%-32.4pp | 84.0%-45.2pp | 69.3%-30.5pp |
| Annual return | 4.39% | 50.33%-45.9pp | 32.23%-27.8pp | 20.14%-15.8pp |
| Employer contribution / active EE | $552 | $3,444-84.0% | $5,501-90.0% | $2,281-75.8% |
| Participant deferral / active EE | $1,103 | $3,046-63.8% | $4,871-77.4% | $3,203-65.6% |
| Admin fee / account holder | $1,096 | $5,561-80.3% | $13,028-91.6% | $4,296-74.5% |