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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,515 | $53,127-6.8% | $86,597-42.8% | $70,131-29.4% |
| Participation rate | 64.5% | 65.3%-0.8pp | 73.5%-9.0pp | 69.5%-5.0pp |
| Annual return | 19.01% | 27.66%-8.7pp | 964.96%-946.0pp | 73.14%-54.1pp |
| Employer contribution / active EE | $2,008 | $2,068-2.9% | $2,840-29.3% | $2,342-14.3% |
| Participant deferral / active EE | $4,394 | $2,696+63.0% | $3,609+21.8% | $3,332+31.9% |
| Admin fee / account holder | $89 | $3,585-97.5% | $4,906-98.2% | $4,645-98.1% |