Retirement plan

MILITARY DELI & BAKERY SERVICES, INC. RETIREMENT SAVINGS PLAN & TRUST

Name: MILITARY DELI & BAKERY SERVICES, INC. - MILITARY DELI & BAKERY SERVICES, INC. RETIREMENT SAVINGS PLAN & TRUST (2016) Form 5500
Creator: MILITARY DELI & BAKERY SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MILITARY DELI & BAKERY SERVICES, INC. RETIREMENT SAVINGS PLAN & TRUST, MILITARY DELI & BAKERY SERVICES, INC.

MILITARY DELI & BAKERY SERVICES, INC.EIN 95-4598949Plan #002PY 2016

10600 N TRADEMARK PARKWAY SUITE 412 - RANCHO CUCAMONGA, CA 917305936909-373-1344

Other plans on this EIN

1 filing

#001Retirement-$4.2M assets

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$4.6M

+2.8% from 2015

Total participants

162

+15.7% from 2015

Average account balance

$56,704

-4.7% from 2015

Annual return

8.83%

+9.96 pp from 2015

Benchmarks

See 875 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort875 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$57K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

130

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$592K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$113

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
ALERUS FINANCIAL, N.A.1 year Filed as: ALERUS RETIREMENT SOLUTIONS Service code 19 · EIN 45-6062081 TWO PINE TREE DRIVE · ARDEN HILLS, MN 55112	Securities Custodian	$2,815

Plan features & details

Pension benefit codes2E2F2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$19 / participant

Investment mgmt$2K77.1%
Other / not subdivided$66422.9%

% of EOY assets

0.062%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BROWN, EDWARDS & COMPANY, L.L.P.
Auditor EIN: 540504608
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,704

$25,723+120.4%

$69,182-18.0%

$55,167+2.8%

Participation rate

47.7%

39.4%+8.3pp

55.1%-7.4pp

69.0%-21.3pp

Annual return

8.83%

9.56%-0.7pp

-21.93%+30.8pp

169.23%-160.4pp

Employer contribution / active EE

$1,059

$480+120.3%

$1,206-12.2%

$1,963-46.1%

Participant deferral / active EE

$2,406

$963+149.7%

$1,897+26.8%

$3,054-21.2%

Admin fee / account holder

$35

$365-90.3%

$2,697-98.7%

$504-93.0%

Provider

Service type

Compensation

ALERUS FINANCIAL, N.A.1 year

Filed as: ALERUS RETIREMENT SOLUTIONS

Service code 19 · EIN 45-6062081

TWO PINE TREE DRIVE · ARDEN HILLS, MN 55112

Securities Custodian

$2,815

MILITARY DELI & BAKERY SERVICES, INC. RETIREMENT SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MILITARY DELI & BAKERY SERVICES, INC. RETIREMENT SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion