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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,767 | $176,688+44.8% | $130,660+95.8% | $152,909+67.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 10.43% | 2693.08%-2682.7pp | 1709.29%-1698.9pp | 345.46%-335.0pp |
| Employer contribution / active EE | $9,442 | $5,743+64.4% | $4,092+130.7% | $4,764+98.2% |
| Participant deferral / active EE | $23,000 | $4,362+427.3% | $3,603+538.3% | $5,851+293.1% |
| Admin fee / account holder | $4,413 | $7,131-38.1% | $5,463-19.2% | $11,601-62.0% |