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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,293 | $77,817-19.9% | $123,553-49.6% | $64,173-2.9% |
| Participation rate | 85.7% | 74.7%+11.0pp | 82.3%+3.4pp | 69.6%+16.1pp |
| Annual return | -2.45% | 12.49%-14.9pp | 119.21%-121.7pp | 7.63%-10.1pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,844 | $5,240-7.6% | $6,426-24.6% | $3,470+39.6% |
| Admin fee / account holder | $56,168 | $5,519+917.7% | $9,284+505.0% | $4,887+1049.2% |