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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,232 | $85,766+16.9% | $136,298-26.5% | $70,126+42.9% |
| Participation rate | 87.1% | 74.2%+13.0pp | 81.9%+5.2pp | 69.5%+17.6pp |
| Annual return | 16.93% | 31.46%-14.5pp | 5156.27%-5139.3pp | 73.15%-56.2pp |
| Employer contribution / active EE | $5,466 | $2,966+84.3% | $4,696+16.4% | $2,343+133.3% |
| Participant deferral / active EE | $4,765 | $5,051-5.7% | $6,247-23.7% | $3,332+43.0% |
| Admin fee / account holder | $10,197 | $5,421+88.1% | $9,244+10.3% | $4,645+119.5% |