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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,226 | $167,362-40.1% | $143,799-30.3% | $134,532-25.5% |
| Participation rate | 25.0% | 84.8%-59.8pp | 80.3%-55.3pp | 81.2%-56.2pp |
| Annual return | -17.03% | 0.47%-17.5pp | -0.04%-17.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $3,398 | $5,620-39.5% | $4,952-31.4% | $4,741-28.3% |
| Participant deferral / active EE | $2,440 | $6,447-62.2% | $5,638-56.7% | $6,401-61.9% |
| Admin fee / account holder | $2,010 | $18,094-88.9% | $14,677-86.3% | $11,429-82.4% |