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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,997 | $226,105+8.4% | $182,540+34.2% | $152,897+60.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 16.70% | 192.58%-175.9pp | 148.58%-131.9pp | 345.43%-328.7pp |
| Employer contribution / active EE | $16,065 | $4,978+222.7% | $4,076+294.2% | $4,764+237.2% |
| Participant deferral / active EE | $16,667 | $6,370+161.7% | $5,525+201.6% | $5,851+184.8% |
| Admin fee / account holder | $3,223 | $10,706-69.9% | $8,593-62.5% | $11,599-72.2% |