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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,165 | $232,540-22.1% | $185,117-2.1% | $147,586+22.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 12.97% | 43.03%-30.1pp | 40.50%-27.5pp | 578.59%-565.6pp |
| Employer contribution / active EE | $14,982 | $5,195+188.4% | $4,182+258.3% | $4,876+207.2% |
| Participant deferral / active EE | $16,000 | $5,834+174.3% | $5,045+217.1% | $5,439+194.2% |
| Admin fee / account holder | $3,587 | $10,275-65.1% | $8,159-56.0% | $10,886-67.0% |