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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,702 | $156,970+245.1% | $121,210+346.9% | $139,487+288.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 39.37% | 1477.10%-1437.7pp | 987.41%-948.0pp | 373.84%-334.5pp |
| Employer contribution / active EE | $43,500 | $5,546+684.4% | $4,171+943.0% | $4,755+814.9% |
| Participant deferral / active EE | $22,500 | $4,849+364.0% | $4,084+451.0% | $6,713+235.2% |
| Admin fee / account holder | $4,970 | $6,947-28.5% | $5,647-12.0% | $11,407-56.4% |