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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,619 | $176,402+247.9% | $134,162+357.4% | $158,982+286.0% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 47.59% | 63.66%-16.1pp | 36.35%+11.2pp | 302.99%-255.4pp |
| Employer contribution / active EE | $10,673 | $5,042+111.7% | $3,705+188.1% | $4,763+124.1% |
| Participant deferral / active EE | $10,050 | $4,093+145.6% | $3,500+187.2% | $5,983+68.0% |
| Admin fee / account holder | $4,095 | $8,719-53.0% | $6,685-38.8% | $11,252-63.6% |