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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,910 | $124,175+21.5% | $108,405+39.2% | $167,553-9.9% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 7.40% | 1380.13%-1372.7pp | 905.55%-898.1pp | 478.89%-471.5pp |
| Employer contribution / active EE | $20,872 | $4,188+398.4% | $3,559+486.5% | $4,840+331.3% |
| Participant deferral / active EE | $13,000 | $6,908+88.2% | $6,563+98.1% | $6,343+105.0% |
| Admin fee / account holder | $1,763 | $9,457-81.4% | $7,297-75.8% | $12,316-85.7% |