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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,731 | $107,941-26.1% | $91,994-13.3% | $152,909-47.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 13.82% | 89.28%-75.5pp | 69.04%-55.2pp | 345.46%-331.6pp |
| Employer contribution / active EE | $27,095 | $4,212+543.3% | $3,453+684.7% | $4,764+468.8% |
| Participant deferral / active EE | $14,000 | $6,366+119.9% | $5,924+136.3% | $5,851+139.3% |
| Admin fee / account holder | $2,479 | $10,521-76.4% | $7,744-68.0% | $11,601-78.6% |