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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,031 | $198,462-86.9% | $170,439-84.7% | $147,585-82.4% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 4.25% | 257.30%-253.1pp | 205.94%-201.7pp | 578.58%-574.3pp |
| Employer contribution / active EE | $1,508 | $6,184-75.6% | $5,433-72.2% | $4,876-69.1% |
| Participant deferral / active EE | $5,871 | $5,629+4.3% | $4,939+18.9% | $5,439+8.0% |
| Admin fee / account holder | $707 | $16,852-95.8% | $13,881-94.9% | $10,886-93.5% |