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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,519 | $181,896-90.4% | $156,551-88.8% | $273,972-93.6% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 0.60% | 30.74%-30.1pp | 32.23%-31.6pp | 41.46%-40.9pp |
| Employer contribution / active EE | $2,328 | $6,248-62.7% | $5,501-57.7% | $4,869-52.2% |
| Participant deferral / active EE | $4,598 | $5,550-17.1% | $4,871-5.6% | $5,287-13.0% |
| Admin fee / account holder | $972 | $15,560-93.8% | $13,028-92.5% | $10,133-90.4% |