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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,746 | $58,099+6.3% | $76,872-19.7% | $75,173-17.9% |
| Participation rate | 37.6% | 63.9%-26.3pp | 69.6%-32.0pp | 67.2%-29.6pp |
| Annual return | 20.34% | 26.71%-6.4pp | 37.90%-17.6pp | 160.72%-140.4pp |
| Employer contribution / active EE | $0 | $1,996-100.0% | $2,533-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,410 | $2,999-53.0% | $3,832-63.2% | $4,126-65.8% |
| Admin fee / account holder | $4,043 | $4,778-15.4% | $5,476-26.2% | $5,651-28.5% |