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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,567 | $53,546-3.7% | $69,884-26.2% | $68,486-24.7% |
| Participation rate | 38.8% | 64.5%-25.7pp | 70.5%-31.7pp | 67.9%-29.1pp |
| Annual return | -16.61% | -13.87%-2.7pp | 190.81%-207.4pp | -7.85%-8.8pp |
| Employer contribution / active EE | $0 | $2,019-100.0% | $2,560-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,546 | $2,957-47.7% | $3,848-59.8% | $4,028-61.6% |
| Admin fee / account holder | $5,952 | $4,693+26.8% | $6,266-5.0% | $5,404+10.2% |