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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,844 | $103,392-63.4% | $87,104-56.6% | $152,897-75.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 5.11% | 28.10%-23.0pp | 28.19%-23.1pp | 345.43%-340.3pp |
| Employer contribution / active EE | $19,536 | $3,221+506.5% | $2,521+674.8% | $4,764+310.1% |
| Participant deferral / active EE | $12,000 | $4,778+151.1% | $4,048+196.4% | $5,851+105.1% |
| Admin fee / account holder | $124,873 | $12,194+924.1% | $7,491+1567.0% | $11,599+976.5% |