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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,968 | $160,040-53.8% | $147,096-49.7% | $145,877-49.3% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 21.90% | 98.49%-76.6pp | 419.75%-397.9pp | 551.28%-529.4pp |
| Employer contribution / active EE | $3,613 | $5,289-31.7% | $4,936-26.8% | $4,663-22.5% |
| Participant deferral / active EE | $8,703 | $8,429+3.3% | $8,071+7.8% | $6,691+30.1% |
| Admin fee / account holder | $2,421 | $15,050-83.9% | $13,005-81.4% | $13,402-81.9% |