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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,208 | $148,623-59.5% | $135,974-55.7% | $139,466-56.8% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 17.69% | 79.30%-61.6pp | 68.30%-50.6pp | 373.66%-356.0pp |
| Employer contribution / active EE | $2,143 | $5,246-59.1% | $4,859-55.9% | $4,754-54.9% |
| Participant deferral / active EE | $5,700 | $8,103-29.7% | $7,760-26.5% | $6,712-15.1% |
| Admin fee / account holder | $14,464 | $12,406+16.6% | $10,767+34.3% | $11,409+26.8% |