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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,968 | $159,934-53.8% | $147,005-49.7% | $145,959-49.3% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.5pp | 80.3%+4.3pp |
| Annual return | 21.90% | 98.24%-76.3pp | 418.76%-396.9pp | 561.95%-540.1pp |
| Employer contribution / active EE | $3,613 | $5,287-31.7% | $4,934-26.8% | $4,661-22.5% |
| Participant deferral / active EE | $8,703 | $8,427+3.3% | $8,070+7.8% | $6,689+30.1% |
| Admin fee / account holder | $2,421 | $15,053-83.9% | $13,006-81.4% | $13,398-81.9% |