Retirement plan

IDEALAB 401(K) PLAN AND TRUST

Name: IDEALAB - IDEALAB 401(K) PLAN AND TRUST (2018) Form 5500
Creator: IDEALAB
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, IDEALAB 401(K) PLAN AND TRUST, IDEALAB

IDEALABEIN 95-4569774Plan #001PY 2018

130 W. UNION STREET - PASADENA, CA 91103626-685-4969idealab.comLinkedIn51-200 employeesinternet

Other plans on this EIN

1 filing

#002Retirement-$20K assets

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$18.3M

-3.4% from 2017

Total participants

430

+6.7% from 2017

Average account balance

$63,389

-11.1% from 2017

Annual return

-6.10%

-23.03 pp from 2017

Benchmarks

See 2,763 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,763 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$164K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

102

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

70.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$305K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$41

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
KESTRA INVESTMENT SERVICES LLC3 years Service code 55 1250 CAPITAL OF TEXAS HWY S #2-125 · AUSTIN, TX 78746	Other Commissions	$42,585
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER RETIREMENT ADVISORY SERV. Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$8,675
MILLER KAPLAN ARASE LLP4+ years Filed as: MILLER, KAPLAN, ARASE, LLP Service code 10 4123 LANKERSHIM BLVD. · NORTH HOLLYWOOD, CA 91602	Accounting	$8,550
TRUOG-RYDING COMPANY, INC.4+ years Service code 13	Contract Administrator	$5,000
TRUOG-RYDING COMPANY, INC.4+ years Filed as: TRUOG-RYDING COMPANY INC Service code 13 2659 TOWNSGATE ROAD, STE. 101 · WESTLAKE VLLAGE, CA 91361	Contract Administrator	$0

Plan features & details

Pension benefit codes2F2J2T3D3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$6K

$25 / participant

Investment mgmt$6K100.0%

% of EOY assets

0.035%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MILLER KAPLAN ARASE LLP
Auditor EIN: 952036255
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$63,389

$75,388-15.9%

$123,553-48.7%

$55,725+13.8%

Participation rate

44.3%

75.7%-31.4pp

82.3%-38.0pp

70.9%-26.6pp

Annual return

-6.10%

4.48%-10.6pp

119.21%-125.3pp

244.93%-251.0pp

Employer contribution / active EE

$3,063-100.0%

$4,628-100.0%

$2,078-100.0%

Participant deferral / active EE

$5,279

$5,651-6.6%

$6,426-17.8%

$3,356+57.3%

Admin fee / account holder

$22

$120-81.4%

$9,284-99.8%

$115-80.7%

Provider

Service type

Compensation

KESTRA INVESTMENT SERVICES LLC3 years

Service code 55

1250 CAPITAL OF TEXAS HWY S #2-125 · AUSTIN, TX 78746

Other Commissions

$42,585

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER RETIREMENT ADVISORY SERV.

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$8,675

MILLER KAPLAN ARASE LLP4+ years

Filed as: MILLER, KAPLAN, ARASE, LLP

Service code 10

4123 LANKERSHIM BLVD. · NORTH HOLLYWOOD, CA 91602

Accounting

$8,550

TRUOG-RYDING COMPANY, INC.4+ years

Service code 13

Contract Administrator

$5,000

TRUOG-RYDING COMPANY, INC.4+ years

Filed as: TRUOG-RYDING COMPANY INC

Service code 13

2659 TOWNSGATE ROAD, STE. 101 · WESTLAKE VLLAGE, CA 91361

Contract Administrator

IDEALAB 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

IDEALAB 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion