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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,642 | $138,076+233.6% | $123,553+272.8% | $135,380+240.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.97% | 153.70%-157.7pp | 119.21%-123.2pp | 519.81%-523.8pp |
| Employer contribution / active EE | $3,750 | $5,152-27.2% | $4,628-19.0% | $4,779-21.5% |
| Participant deferral / active EE | $750 | $6,800-89.0% | $6,426-88.3% | $5,609-86.6% |
| Admin fee / account holder | $1,333 | $10,917-87.8% | $9,284-85.6% | $10,828-87.7% |