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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,987 | $82,674+137.1% | $125,381+56.3% | $68,486+186.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.52% | -5.97%-14.5pp | 572.31%-592.8pp | -7.85%-12.7pp |
| Employer contribution / active EE | $13,110 | $3,382+287.7% | $4,815+172.3% | $2,597+404.9% |
| Participant deferral / active EE | $6,217 | $6,111+1.7% | $7,448-16.5% | $4,028+54.4% |
| Admin fee / account holder | $1,794 | $6,277-71.4% | $10,007-82.1% | $5,404-66.8% |