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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,434 | $73,863+216.0% | $143,797+62.3% | $68,490+240.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -28.68% | 0.91%-29.6pp | -0.04%-28.6pp | -7.85%-20.8pp |
| Employer contribution / active EE | $18,187 | $3,185+471.1% | $4,952+267.3% | $2,597+600.4% |
| Participant deferral / active EE | $13,435 | $3,385+296.9% | $5,638+138.3% | $4,028+233.6% |
| Admin fee / account holder | $19,022 | $5,756+230.5% | $14,679+29.6% | $5,403+252.1% |