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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,289 | $95,415+214.7% | $185,851+61.6% | $85,851+249.8% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | -4.92% | 23.59%-28.5pp | 122.11%-127.0pp | 318.63%-323.6pp |
| Employer contribution / active EE | $1,713 | $3,314-48.3% | $5,168-66.9% | $2,565-33.2% |
| Participant deferral / active EE | $1,259 | $3,424-63.2% | $5,569-77.4% | $3,952-68.1% |
| Admin fee / account holder | $4,216 | $7,215-41.6% | $16,245-74.0% | $6,261-32.7% |