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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,627 | $100,125-31.5% | $81,482-15.8% | $145,978-53.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 17.14% | 34.44%-17.3pp | 24.79%-7.7pp | 550.52%-533.4pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $2,463-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,261 | $4,609-7.6% | $3,885+9.7% | $6,690-36.3% |
| Admin fee / account holder | $1,647 | $8,198-79.9% | $5,761-71.4% | $13,400-87.7% |