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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,639 | $175,257-31.2% | $149,717-19.4% | $139,456-13.5% |
| Participation rate | 37.5% | 83.4%-45.9pp | 78.8%-41.3pp | 80.3%-42.8pp |
| Annual return | 12.10% | 166.70%-154.6pp | 134.41%-122.3pp | 373.45%-361.4pp |
| Employer contribution / active EE | $1,666 | $5,477-69.6% | $4,820-65.4% | $4,753-65.0% |
| Participant deferral / active EE | $3,964 | $6,521-39.2% | $5,682-30.2% | $6,711-40.9% |
| Admin fee / account holder | $34,315 | $16,156+112.4% | $13,213+159.7% | $11,407+200.8% |