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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,447 | $127,790-62.9% | $106,555-55.5% | $167,536-71.7% |
| Participation rate | 84.6% | 78.3%+6.3pp | 76.1%+8.5pp | 82.1%+2.5pp |
| Annual return | 5.37% | 33.88%-28.5pp | 26.80%-21.4pp | 478.82%-473.4pp |
| Employer contribution / active EE | $9,325 | $3,428+172.1% | $2,819+230.7% | $4,839+92.7% |
| Participant deferral / active EE | $2,175 | $5,088-57.3% | $4,399-50.6% | $6,342-65.7% |
| Admin fee / account holder | $26,739 | $11,229+138.1% | $7,408+260.9% | $12,315+117.1% |