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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,487 | $116,203-61.7% | $93,621-52.5% | $152,909-70.9% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.8%+17.0pp | 82.5%+10.4pp |
| Annual return | 8.21% | 35.96%-27.8pp | 32.76%-24.5pp | 345.46%-337.3pp |
| Employer contribution / active EE | $8,523 | $3,219+164.8% | $2,719+213.5% | $4,764+78.9% |
| Participant deferral / active EE | $4,557 | $4,605-1.0% | $4,070+12.0% | $5,851-22.1% |
| Admin fee / account holder | $371 | $10,751-96.6% | $7,890-95.3% | $11,601-96.8% |