Filed February 12, 2026 (most recent of 2 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
Service code 14 · EIN 04-2647786 | Plan Administrator | $600 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,648 | $85,590-92.2% | $73,309-90.9% | $69,651-90.5% |
| Participation rate | 69.5% | 78.5%-9.0pp | 74.9%-5.4pp | 66.6%+2.9pp |
| Annual return | -4.78% | 29.41%-34.2pp | 5.67%-10.5pp | 53.77%-58.5pp |
| Employer contribution / active EE | $2,494 | $2,537-1.7% | $3,237-23.0% | $2,241+11.3% |
| Participant deferral / active EE | $0 | $5,237-100.0% | $4,991-100.0% | $3,635-100.0% |
| Admin fee / account holder | $0 | $72-99.9% | $5,635-100.0% | $63-99.9% |