Filed February 12, 2026 (most recent of 2 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 14 · EIN 04-2647786 | Plan Administrator | $287,711 |
STRATEGIC ADVISORS, INC.3 years Service code 26 · EIN 04-2654524 | Advisory (Participants) | $112,741 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,949 | $167,668-85.1% | $100,415-75.2% | $106,553-76.6% |
| Participation rate | 49.8% | 87.6%-37.8pp | 81.5%-31.7pp | 69.8%-20.0pp |
| Annual return | 15.26% | 18.33%-3.1pp | 49.47%-34.2pp | 17.37%-2.1pp |
| Employer contribution / active EE | $456 | $4,908-90.7% | $3,943-88.4% | $3,359-86.4% |
| Participant deferral / active EE | $1,371 | $11,427-88.0% | $8,091-83.1% | $5,562-75.4% |
| Admin fee / account holder | $6 | $94-93.1% | $7,906-99.9% | $80-91.9% |