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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,486 | $90,509+78.4% | $78,693+105.2% | $273,968-41.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 1.35% | 75.61%-74.3pp | 62.18%-60.8pp | 41.45%-40.1pp |
| Employer contribution / active EE | $3,796 | $3,175+19.6% | $2,850+33.2% | $4,869-22.0% |
| Participant deferral / active EE | $7,593 | $3,901+94.6% | $3,517+115.9% | $5,287+43.6% |
| Admin fee / account holder | $327,871 | $5,264+6128.8% | $4,511+7168.7% | $10,132+3135.9% |