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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,033 | $78,707+89.4% | $117,861+26.4% | $70,126+112.5% |
| Participation rate | 74.4% | 73.2%+1.2pp | 79.7%-5.3pp | 69.5%+4.8pp |
| Annual return | 8.22% | 23.30%-15.1pp | 335.11%-326.9pp | 73.15%-64.9pp |
| Employer contribution / active EE | $5,894 | $2,223+165.1% | $3,786+55.7% | $2,343+151.6% |
| Participant deferral / active EE | $4,989 | $3,297+51.3% | $4,482+11.3% | $3,332+49.8% |
| Admin fee / account holder | $3,690 | $5,066-27.1% | $8,021-54.0% | $4,645-20.6% |