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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,209 | $69,977+77.5% | $108,582+14.4% | $62,881+97.5% |
| Participation rate | 73.0% | 72.9%+0.1pp | 79.6%-6.6pp | 69.3%+3.7pp |
| Annual return | 5.33% | 10.73%-5.4pp | -51.70%+57.0pp | 20.14%-14.8pp |
| Employer contribution / active EE | $6,136 | $2,135+187.4% | $3,758+63.3% | $2,281+169.0% |
| Participant deferral / active EE | $5,037 | $3,165+59.2% | $4,311+16.8% | $3,203+57.3% |
| Admin fee / account holder | $5,747 | $5,076+13.2% | $7,645-24.8% | $4,296+33.8% |