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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,562 | $87,132+177.2% | $105,624+128.7% | $80,959+198.4% |
| Participation rate | 78.7% | 70.4%+8.3pp | 75.3%+3.5pp | 67.7%+11.1pp |
| Annual return | 9.76% | 17.03%-7.3pp | 116.20%-106.4pp | 35.67%-25.9pp |
| Employer contribution / active EE | $1,794 | $2,397-25.1% | $3,168-43.4% | $2,757-34.9% |
| Participant deferral / active EE | $4,950 | $3,985+24.2% | $5,013-1.3% | $4,300+15.1% |
| Admin fee / account holder | $31,243 | $8,449+269.8% | $10,961+185.0% | $6,925+351.1% |