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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,577 | $140,578+204.2% | $100,671+324.7% | $125,389+241.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -1.90% | 24.67%-26.6pp | 20.43%-22.3pp | 282.24%-284.1pp |
| Employer contribution / active EE | $15,421 | $5,965+158.5% | $4,012+284.3% | $4,866+216.9% |
| Participant deferral / active EE | $16,250 | $3,981+308.2% | $3,144+416.9% | $5,352+203.6% |
| Admin fee / account holder | $693 | $6,716-89.7% | $4,850-85.7% | $9,541-92.7% |