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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,819 | $106,749+87.2% | $145,433+37.4% | $82,448+142.4% |
| Participation rate | 80.8% | 75.6%+5.1pp | 82.1%-1.4pp | 68.1%+12.7pp |
| Annual return | 12.72% | 27.59%-14.9pp | 66.58%-53.9pp | 41.64%-28.9pp |
| Employer contribution / active EE | $12,338 | $3,444+258.2% | $4,554+170.9% | $2,551+383.6% |
| Participant deferral / active EE | $10,094 | $6,519+54.8% | $7,897+27.8% | $4,139+143.8% |
| Admin fee / account holder | $49,526 | $8,390+490.3% | $13,129+277.2% | $7,234+584.6% |