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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,644 | $99,994-40.4% | $146,643-59.3% | $85,847-30.5% |
| Participation rate | 84.6% | 73.1%+11.6pp | 80.1%+4.5pp | 69.3%+15.3pp |
| Annual return | 11.76% | 18.93%-7.2pp | 22.75%-11.0pp | 318.61%-306.8pp |
| Employer contribution / active EE | $4,900 | $2,559+91.5% | $4,137+18.4% | $2,565+91.0% |
| Participant deferral / active EE | $1,348 | $4,006-66.3% | $5,506-75.5% | $3,952-65.9% |
| Admin fee / account holder | $873 | $7,703-88.7% | $10,280-91.5% | $6,261-86.1% |