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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,322 | $77,908-79.0% | $149,696-89.1% | $75,173-78.3% |
| Participation rate | 81.1% | 65.6%+15.6pp | 78.8%+2.4pp | 67.2%+13.9pp |
| Annual return | 15.58% | 31.73%-16.1pp | 134.46%-118.9pp | 160.72%-145.1pp |
| Employer contribution / active EE | $888 | $3,138-71.7% | $4,821-81.6% | $2,671-66.7% |
| Participant deferral / active EE | $3,359 | $3,411-1.5% | $5,682-40.9% | $4,126-18.6% |
| Admin fee / account holder | $1,216 | $5,950-79.6% | $13,212-90.8% | $5,651-78.5% |