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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,584 | $157,304+92.4% | $141,197+114.3% | $152,909+97.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.59% | 64.34%-44.7pp | 71.41%-51.8pp | 345.46%-325.9pp |
| Employer contribution / active EE | $5,834 | $5,263+10.9% | $4,736+23.2% | $4,764+22.5% |
| Participant deferral / active EE | $13,538 | $7,111+90.4% | $6,710+101.8% | $5,851+131.4% |
| Admin fee / account holder | $4,037 | $12,126-66.7% | $10,265-60.7% | $11,601-65.2% |