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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,587 | $148,629-62.6% | $135,982-59.1% | $139,487-60.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.28% | 79.33%-62.0pp | 68.32%-51.0pp | 373.84%-356.6pp |
| Employer contribution / active EE | $7,369 | $5,247+40.5% | $4,859+51.7% | $4,755+55.0% |
| Participant deferral / active EE | $13,556 | $8,102+67.3% | $7,760+74.7% | $6,713+101.9% |
| Admin fee / account holder | $1,180 | $12,406-90.5% | $10,767-89.0% | $11,407-89.7% |