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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,337 | $138,114-80.2% | $125,391-78.2% | $134,545-79.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.11% | 750.88%-768.0pp | 572.41%-589.5pp | 418.37%-435.5pp |
| Employer contribution / active EE | $7,261 | $5,246+38.4% | $4,816+50.8% | $4,742+53.1% |
| Participant deferral / active EE | $10,739 | $7,801+37.7% | $7,448+44.2% | $6,401+67.8% |
| Admin fee / account holder | $344 | $11,570-97.0% | $10,009-96.6% | $11,431-97.0% |