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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,846 | $156,398-34.2% | $147,318-30.2% | $138,895-26.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.67% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.7pp |
| Employer contribution / active EE | $8,211 | $4,853+69.2% | $4,593+78.8% | $4,194+95.8% |
| Participant deferral / active EE | $11,928 | $8,237+44.8% | $7,906+50.9% | $6,396+86.5% |
| Admin fee / account holder | $1,462 | $14,976-90.2% | $13,708-89.3% | $12,562-88.4% |