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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,049 | $162,136-10.5% | $152,301-4.8% | $154,746-6.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 8.80% | 91.02%-82.2pp | 80.50%-71.7pp | 172.34%-163.5pp |
| Employer contribution / active EE | $22,867 | $4,890+367.6% | $4,624+394.5% | $4,379+422.2% |
| Participant deferral / active EE | $12,564 | $8,341+50.6% | $8,004+57.0% | $6,730+86.7% |
| Admin fee / account holder | $1,127 | $15,759-92.9% | $14,398-92.2% | $14,365-92.2% |