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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,256 | $157,304+137.9% | $141,197+165.1% | $152,909+144.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 3.66% | 64.34%-60.7pp | 71.41%-67.7pp | 345.46%-341.8pp |
| Employer contribution / active EE | $18,791 | $5,263+257.1% | $4,736+296.7% | $4,764+294.4% |
| Participant deferral / active EE | $12,481 | $7,111+75.5% | $6,710+86.0% | $5,851+113.3% |
| Admin fee / account holder | $3,711 | $12,126-69.4% | $10,265-63.9% | $11,601-68.0% |