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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,387 | $49,976-79.2% | $66,674-84.4% | $82,637-87.4% |
| Participation rate | 91.7% | 63.1%+28.6pp | 73.7%+18.0pp | 68.1%+23.6pp |
| Annual return | 13.80% | 39.09%-25.3pp | 321.24%-307.4pp | 53.51%-39.7pp |
| Employer contribution / active EE | $1,041 | $1,988-47.6% | $2,620-60.3% | $2,552-59.2% |
| Participant deferral / active EE | $1,187 | $2,847-58.3% | $4,084-70.9% | $4,126-71.2% |
| Admin fee / account holder | $1,944 | $4,594-57.7% | $5,098-61.9% | $7,339-73.5% |