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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,069,330 | $175,257+510.2% | $149,717+614.2% | $139,456+666.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.20% | 166.70%-151.5pp | 134.41%-119.2pp | 373.45%-358.2pp |
| Employer contribution / active EE | $12,233 | $5,477+123.4% | $4,820+153.8% | $4,753+157.4% |
| Participant deferral / active EE | $10,092 | $6,521+54.8% | $5,682+77.6% | $6,711+50.4% |
| Admin fee / account holder | $484 | $16,156-97.0% | $13,213-96.3% | $11,407-95.8% |