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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,468 | $99,875+236.9% | $146,866+129.1% | $86,983+286.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 16.84% | 28.10%-11.3pp | 102.85%-86.0pp | 25.83%-9.0pp |
| Employer contribution / active EE | $8,797 | $3,224+172.8% | $4,425+98.8% | $2,584+240.4% |
| Participant deferral / active EE | $8,003 | $6,322+26.6% | $7,759+3.1% | $4,194+90.8% |
| Admin fee / account holder | $4,380 | $7,838-44.1% | $13,620-67.8% | $7,856-44.3% |